USDA Loans

If you are looking for a home outside of city limits in a rural area, a USDA loan may be right for you! There are a variety of reasons why USDA Loans may be a good option, but the bottom line may be its affordability. Since this loan is one of the few that require no money down, it is a popular choice for first-time homebuyers.

Find the perfect home loan

Benefits of USDA Loans

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Fixed Interest Rates

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No Down Payment*

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Seller Can Pay Closing Costs

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Affordable 30-year Loans

*USDA Guaranteed Rural Housing loans subject to USDA-specific requirements and applicable state income and property limits.

Find out what you qualify for.

USDA Loan Requirements

  • Minimum USDA credit score?
    • 620
  • Minimum Down Payment for USDA?
    • 0%
  • Income limits?
    • Varies depending on the county
  • Max loan amount?
    • Varies depending on the county
  • Must be outside of city limits.
    • Click here to view the areas you can qualify for a USDA

Getting Started is Simple

Meet with a Loan Officer

Click the “Get Started” button on the top right corner of this page and fill out the form. Once receive your form, a Loan Officer will review it before reaching out to gather more information about your specific situation.

Get Pre-Approval

You will provide us with some documentation and start your application. We will use that information to provide you with a formal pre-approval letter so you know how much home you qualify for.

Start Looking for Your Dream Home

Now you can get with your Realtor to find your dream home and put in a strong offer. We provide a variety of different programs to help your offer stand out.

Learn more about USDA Loans