Conventional Loans
If you are planning to borrow $647,200.00 or less, you’ll likely want a conforming conventional loan. Since conventional loans are not made by a government entity but instead Fannie Mae and Freddie Mac, the established guidelines generally call for a minimum credit score, certain income requirements, and a minimum down payment of at least 3%.
Find the perfect home loan
Benefits of Conventional Loans
Different Loan Term Options*
*15, 20, or 30-year loan term options are available, or pick your own length of term.
Fixed & Adjustable Rate Options
Can Be Used to Finance Primary, Vacation, & Rental Properties
Getting Started is Simple
Meet with a Loan Officer
Click the “Get Started” button on the top right corner of this page and fill out the form. Once receive your form, a Loan Officer will review it before reaching out to gather more information about your specific situation.
Get Pre-Approval
You will provide us with some documentation and start your application. We will use that information to provide you with a formal pre-approval letter so you know how much home you qualify for.
Start Looking for Your Dream Home
Now you can get with your Realtor to find your dream home and put in a strong offer. We provide a variety of different programs to help your offer stand out.
