FHA Loans

FHA loans provide a lot of flexibility for buyers. These loans are not as rate sensitive and are more forgiving to credit issues, higher debt ratios, and other common elements of the loan process. FHA loans are a common loan product and are not just for credit-challenged or first-time homebuyers.

Find the perfect home loan

Benefits of FHA Loans

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Low Down Payments

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More Lenient Credit Guidelines

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Higher Debt to Income Ratios Allowed

Find out what you qualify for.

FHA Loan Requirements

  • Minimum Down Payment for FHA?
    • 3.5%
  • Minimum Credit Score
    • 580
  • Max loan amount?
    • Varies depending on county
  • Only for primary occupied properties
  • Others based on guidelines

Getting Started is Simple

Meet with a Loan Officer

Click the “Get Started” button on the top right corner of this page and fill out the form. Once receive your form, a Loan Officer will review it before reaching out to gather more information about your specific situation.

Get Pre-Approval

You will provide us with some documentation and start your application. We will use that information to provide you with a formal pre-approval letter so you know how much home you qualify for.

Start Looking for Your Dream Home

Now you can get with your Realtor to find your dream home and put in a strong offer. We provide a variety of different programs to help your offer stand out.