Jumbo Loans

Jumbo loans are loans that are over the Fannie/Freddiemax loan amount of $647,200.00.These loans allow you as a home buyer to finance larger purchases and keep more of your cash in your investments. These loans can be used to purchase a primary, vacation, or investment property. There are a lot of options and variations in this market and you need to work with an experienced loan officer when considering these products.

Find the perfect home loan

Benefits of Jumbo Loans

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Lower Down Payments on Higher Priced Homes

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Flexibility in Underwriting Guidelines

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One Single Loan Instead of Multiple Small Loans

Find out what you qualify for.

Some Jumbo Loan Fact/Requirements:

  • Loan Amount
    • $715,000 to $3,000,000
  • Minimum Down Payment
    • As little as 10% down
  • Credit Score
    • 660 minimum-with Jumbo loans the higher the score the more and better options you will see available
  • Interest-only payments are available with some programs keeping your monthly payments affordable and maximizing your monthly cash flow
  • Options with PMI if putting down less than 20%

Getting Started is Simple

Meet with a Loan Officer

Click the “Get Started” button on the top right corner of this page and fill out the form. Once receive your form, a Loan Officer will review it before reaching out to gather more information about your specific situation.

Get Pre-Approval

You will provide us with some documentation and start your application. We will use that information to provide you with a formal pre-approval letter so you know how much home you qualify for.

Start Looking for Your Dream Home

Now you can get with your Realtor to find your dream home and put in a strong offer. We provide a variety of different programs to help your offer stand out.